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call Knightsure on 01489 579926

Overview of Cover

From Amusement Arcades to Bingo Halls, Gymnasiums to Garden Centres our General Commercial Combined product provides all the trades that some other products miss!

The product differs considerably from other combined products because it is written on a package basis including full liability cover as standard so there is no need to worry about submitting your annual wage roll and turnover anymore!!

You can easily obtain a quote for a large risk within 5 minutes with the General Commercial Combined product.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Damage to property at exhibitions, Loss of Metered Water, Damage to Landscaped Gardens, Damage to property insured when providing outside catering, Rent Payable Cover, Business Interruption, Loss of Accounts Receivable, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional Covers Include

• Buildings cover including 20% loss of rent
• Subsidence, ground heave & landslip
• Theft by employees
• Specified all risks
• Computer breakdown cover
• Terrorism cover
• Loss of liquor licence
• Employers liability
• Full personal accident for principals, partners and directors
• Full work away cover (installation and the like)

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

This is our tradesmen policy rated on the number of workers and it is available for businesses with a turnover of less than £650,000.

The policy can cater for self employed persons and also businesses with up to 10 manual employees. The maximum number of 10 manual employees does not include clerical employees, therefore if a business has 10 manual employees and 2 clerical employees it is still suitable for our product.

Cover is available for a wide range of trades and automatically includes cover for temporary staff up to 50 man days in any period of insurance.

Benefits of Cover

This tradesmen policy provides Public Liability cover as standard and has a wide range of optional extensions available to enable you to tailor cover according to your clients needs. Optional extensions include:

• Public liability up to £5,000,000
• Employers liability
• Own plant tools and equipment
• Hired in plant
• Contract works
• Personal accident

Here are some other benefits:

• Wide range of low and high risk trades covered
• Automatic cover for temporary staff up to 50 man days
• Comprehensive policy wording
• Quotations available within 3 minutes on-line
• Experienced underwriters on hand with authority for instant decisions
• Up to 10 manual employees acceptable excluding clerical employees
• No claims bonus available on all trades

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Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

We cater for small, medium and large Cleaning Contractors covering turnovers in excess of £10,000,000. All quotes are offered with standard terms and conditions that can be discussed with our insurers if necessary.

You can easily obtain a quotation for a large cleaning company within 3 minutes with the Cleaning Contractors scheme.

Benefits of Cover

Here are some of the scheme benefits:

• Employers Liability £10,000,000
• Public & Products liability up to £5,000,000
• Extensions available for Fidelity, Financial Loss, Lock &/or Key Replacement, Misuse of Telephones & Treatment up to £250,000.00
• Quoting premiums from £250.00 to £100,000.00
• Comprehensive policy wording including Efficacy and Wrongful Advice as standard
• Experienced underwriters on hand with authority for instant decisions
• Wide range of low & high risk activities accepted
• No limit on the amount of employees accepted
• Up to 20% discount available for voluntary excesses

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

Our chosen insurers have been underwriting shops since 1993 and this has always been their core business. The policy gives clients access to over 80 different types of shops to choose from. It is designed to be as simple as possible with no postcode rating involved.

Key Benefits Include:

• All risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property at Exhibitions, Lottery Equipment cover, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover
• Subsidence, ground heave & landslip
• Theft by Employees
• Specified all risks
• Terrorism cover

Get a Quote

Alternatively for Business Insurance Southampton call Knightsure on 01489 579926

Overview of Cover

Restaurants & Café’s

From fine dining to traditional café’s, this product gives clients access to insurance for a wide range of Restaurant’s and Café’s. It is designed to be as simple as possible with no postcode rating involved.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Personal Effects of Guests, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional Covers Include

• Buildings cover
• Subsidence, ground heave & landslip
• Theft by Employees
• Specified all risks
• Terrorism cover
• Household contents

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

Anything from inner city wine bars to countryside pubs and local sports/social clubs can be insured.

The product can be tailored to suit a wide variety of risks including the ‘new age’ pubs with later licenses and various types of entertainment. Our insurers understand the need to be flexible for these types of risks and the product can be tailored to suit the client’s needs.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Personal Effects of Guests, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover
• Subsidence, ground heave & landslip
• Theft by Employees
• Specified all risks
• Terrorism cover
• Household contents

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

This product covers all types of offices & surgeries and is designed to be as simple as possible with no postcode rating involved.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds &amp: Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident &amp: Assault, Rent/Lease Payments cover, Temporary Removal of Documents, Damage to Property at Exhibitions, Loss of Metered Water, Damage to Landscaped Gardens, Business Interruption, Loss of Accounts Receivable, Employers Liability, Public &amp: Products Liability
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover
• Subsidence, ground heave & landslip
• Theft by employee
• Specified all risks
• Computer breakdown
• Terrorism

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

This product has been designed to cover all types of commercial property owners within the UK including single properties and portfolios.

With over 200 different types of properties to choose from, the commercial property owners product is extremely flexible and includes cover for shops, offices, restaurants, manufacturers, processing risks, leisure risks, wholesale warehouses, religious properties, take-away’s, pubs, and much much more.

To make things simple, there is no postcode rating so no matter where the risk is located the quotation will remain at the same rate.

Key Benefits Include

• Instant quotations for over 200 types of property owners
• Quotations available for properties in excess of £5,000,000 sum insured
• Minimum premium of £250.00
• Comprehensive package as standard including Loss of Rent at 20%, Subsidence, Property Owners Liability at £2,000,000 and much more
• Wide variety of optional extensions available including Landlords Contents, Accidental Damage, Legal Expenses and Terrorism
• Discounted multi location policies available
• Experienced underwriters on hand with authority for instant decisions
• No claims bonus available
• Multi location discounted policies available
• 24hr dedicated claims service and legal helpline
• Index linked policy

There is a wide range of standard cover included such as Loss of Metered Water and Breakage of Glass.

Click on the policy summary within the library of documents section and see how comprehensive the standard cover is.

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

Quoting for all types of Bed & Breakfasts, Guesthouses and Hotels.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property in the Open, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Personal Effects of Guests, Personal Money & Credit Cards, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover
• Subsidence, ground heave & landslip
• Theft by Employees
• Specified all risks
• Terrorism cover
• Household contents

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

Quoting for all cuisines, our Take-away product caters for most fast food outlets.

This product is designed to be as simple as possible and there is no postcode rating involved.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique combined package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Seasonal Increase of 30%, Outside Catering Cover, Damage to Property at Exhibitions, Lottery Equipment cover, Loss of Metered Water, Damage to Landscaped Gardens, Rent Payable Cover, Business Interruption, Loss of Accounts Receivable, Loss of Liquor Licence, Employers Liability, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover
• Subsidence, ground heave & landslip
• Theft by Employees
• Specified all risks
• Terrorism cover

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

From Amusement Arcades to Bingo Halls, Gymnasiums to Garden Centres our General Commercial Combined product provides all the trades that our other products miss!

The product differs considerably from other combined products because it is written on a package basis including full liability cover as standard so there is no need to worry about asking your clients for their annual wage roll and turnover anymore!!

You can easily obtain a quote for a large risk within 5 minutes with the General Commercial Combined product.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Damage to property at exhibitions, Loss of Metered Water, Damage to Landscaped Gardens, Damage to property insured when providing outside catering, Rent Payable Cover, Business Interruption, Loss of Accounts Receivable, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover including 20% loss of rent
• Subsidence, ground heave & landslip
• Theft by employees
• Specified all risks
• Computer breakdown cover
• Terrorism cover
• Loss of liquor licence
• Employers liability
• Full personal accident for principals, partners and directors
• Full work away cover (installation and the like)

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

Our contractors policy is for businesses with a minimum of 8 manual workers and can cater for contractors with wage rolls exceeding £5,000,000.

Written on a Wage Roll basis, this product is perfect for the medium and large contractors of all trades. Cover can also be extended to include contingency cover for Bona-Fide Sub Contractors.

Cover includes Employers Liability £10,000,000 & Public Liability £1,000,000 as standard. We appreciate that at certain times of the year the work undertaken by large contractors can vary, therefore our policy is flexible to cater for any fluctuations in the amount of work carried out.

All quotes are offered with standard terms and conditions, however these can be discussed and amended through our underwriters, especially for the larger contractors.

Key Benefits Include

• Employers Liability £10,000,000
• Public & Products liability up to £5,000,000
• Quoting premiums from £1000.00 to £100,000.00
• Comprehensive policy wording including Efficacy and Wrongful Advice as standard
• Experienced underwriters on hand with authority for instant decisions
• Wide range of low & high risk contractors accepted
• No maximum limit on the amount of employees accepted
• Up to 20% discount available for voluntary excesses

Get a Quote

Alternatively for Business Insurance Southampton
call Knightsure on 01489 579926

Overview of Cover

The Manufacturing & Processing Product caters for over 150 different trades such as clothing manufacturers, meat processors, printers and many more.

This product differs considerably from other Manufacturing products in the market because it is written on a package basis including public and products liability cover as standard.

You can easily obtain a quote for a large manufacturer or processing risk within 5 minutes.

Key Benefits Include

• All risks cover including Accidental Damage
• Unique package rated policy including Damage to Glass, Damage to Blinds & Signs, Goods in Transit, Theft of Keys, Loss of Money, Personal Accident & Assault, Loss of Freezer Contents, Damage to property at exhibitions, Loss of Metered Water, Damage to Landscaped Gardens, Damage to property insured when providing outside catering, Rent Payable Cover, Business Interruption, Loss of Accounts Receivable, Public & Products Liability, Legal Expenses £100,000
• Quotations available for risks up to £10,000,000 sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Optional covers include:

• Buildings cover including 20% loss of rent
• Subsidence, ground heave & landslip
• Theft by employees
• Specified all risks
• Computer breakdown cover
• Terrorism cover
• Loss of liquor licence
• Employers liability
• Full personal accident for principals, partners and directors
• Full work away cover (installation and the like)